Topic
Study & working holiday · 유학·워홀
- Australian Student Visa Finances: It's Not Just Your Bank Balance — GS Is About Explaining the Money
GS stands for Genuine Student — the test of whether you are really a student. Financial evidence is not just showing a bank balance. It is explaining where the money to cover tuition and living costs came from, and why it fits your study plan. A sudden large deposit, unexplained family support and an underestimated budget can all become risks.
- OSHC Isn't Just Visa Insurance: How to Read Australian Health Cover Costs as a Student or Working Holiday Maker
OSHC is the overseas student health cover required for a student visa, and OVHC is the overseas visitor cover for working holiday makers and other temporary visa holders. Medicare is Australia's public health system, but Koreans generally cannot expect reciprocal health agreement benefits. Insurance is not a document you submit for a visa — it is a tool that reduces the risk of hospital bills.
- Working Holiday Startup Costs: The City Is Your Budget — Sydney and Brisbane Are Not the Same Working Holiday
Working holiday startup costs are less about the flight and more about surviving the first 4-8 weeks. Sydney and Melbourne have jobs and networks but heavy rent and temporary accommodation costs. Brisbane, Perth, Adelaide and regional towns have lower rent, but a car and travel costs can change the budget. The city is your cash flow.
- Australia's Working Holiday Now Runs to 35 — A WHV at 25 and a WHV at 35 Are Different Money Decisions
From 1 July 2026, the age ceiling for Koreans applying for Australia's Working Holiday visa rose from 30 to 35. A WHV is the cheapest way to buy time to test Australia. But a working holiday in your 30s is different from one in your 20s — you have to count the opportunity cost, your Korean assets, and the return plan.
- Study Isn't About Buying a Degree — It's the Most Practical Way to Buy Time
The era of buying a visa with money is over; now money buys 'time.' Study is the prime example. It isn't buying a degree — it's buying the time to build Australian experience, English, networks, and a PR chance. A 2-year master's is a $100k+ (₩100-200m), multi-year cash-flow project, so design the 'exit' (PR strategy) before the school. Eligibility is for a MARA agent.