Topic
Superannuation · 연금·슈퍼
- Can You Draw Korea's National Pension While Living in Australia — Retirement Cash Flow Across Two Countries
The National Pension is not only a problem for people living in Korea. If you meet the requirements, you can review the possibility of drawing your National Pension even while living overseas. What matters is your contribution period, eligibility age, nationality and residency status, receiving account, the exchange rate, and how it combines with your Australian super. Before reverse migration, treat your pension not as a single line but as a retirement cash-flow statement.
- What Changes on 1 July 2026 (Tax Rate, Payday Super, Div 296)
1 July is the start of Australia's financial year — changes cluster here. For 2026 the three that matter are the rate cut (16→15%), Payday Super (super paid with your wages), and Div 296 (extra tax on super above $3M) — plus higher sponsored-visa salary floors (CSIT $79,499, SSIT $146,717). Here's what they mean for Korean-Australians.
- Moving to Australia: When Does Tax Actually Start?
In your first year, the biggest money leaks aren't on the checklist — they're tax and super. Three mistakes: delaying your TFN, confusing a visa with tax residency, and treating super as 'the company's money.' Get the first button right and 30 years get easier.
- Moving Back to Korea from Australia: Super, Property, and the Money You Bring Home
Moving back to Korea touches four money systems at once: Australian super, CGT on any property you keep, the date you stop being an Australian tax resident, and Korea's rules on bringing money in. Timing is everything — sell your Australian home after becoming a non-resident and you can lose the main-residence exemption entirely. The 'when' can decide tens of thousands of dollars.
- Moving back to Korea: what happens to your Australian super?
Australian super is money for retirement, not money you collect on the way out. Returning to Korea does not release it automatically — PRs and citizens must meet a condition of release (age and retirement). So the real question isn't whether you can withdraw, but when — your age, tax residency, the exchange rate, and your return date all change the result.