Topic
Property · 부동산
- Buying an Australian home with Korean money — a 'double discount'? Start with the net entry price
Falling Australian prices plus a weaker Australian dollar can lower the won-based purchase price twice over. But buying with Korean money isn't the same as buying as a foreign person — and as a foreign person, everything from which homes you can buy to FIRB and state surcharges becomes a barrier. What matters isn't the 'discount rate' but the net entry price after every cost.
- Selling your Australian home to move back to Korea — read three price tags at once
Even a good sale in Australia can come undone at the conversion and Korean-purchase stages. Reverse migration is one transaction that crosses three different markets. Don't read house prices, the exchange rate, and lending rules separately — calculate them together, in order and by cash flow.
- What Share of Your Pay Goes to Rent? — Australia's Rent Stress in 2026
In 2026, Australia's rent burden is less about 'it's expensive' and more about the ratio to income. On Cotality figures, households spend about 33% of income on rent, and the national median is around $705/week. For migrants, what matters isn't the national average — it's your own rent-to-take-home ratio.
- Korean Property Rules Follow You to Australia: Loans, Tax, Residency and Remittance
Korean property does not become simple just because you live in Australia. Loan rules, rental income, capital gains tax, residency status, inheritance and gifts, sale-proceeds remittance and FX all tangle together. Do not sell on the headline price alone — look at the after-tax, after-remittance, after-FX amount.
- Why is it so hard for a Korean to buy a home in Australia?
Australia doesn't block foreign capital — it designs where that capital is allowed to flow. Foreign individuals (non-residents and temporary-visa holders) can generally only buy new builds, off-the-plan, or development land, with FIRB approval — plus a 9% surcharge purchaser duty and a 5%/year surcharge land tax in NSW. From April 2025 to March 2027, foreign purchases of established homes are temporarily restricted further. The recent 'foreign tax abolished' headlines apply only to Build-to-Rent and retirement-living developments — nothing changed for individual buyers.
- If Australia's 50% CGT discount disappears — when should a returning migrant sell?
Australia gives a 50% CGT discount on assets held over a year. The government is weighing a switch to indexation, but nothing is final. For someone returning to Korea, the rate matters less than the timing of the sale — and the key variable is Korea's '5-year rule': if you've been back under five years, gains on overseas assets are less likely to be taxed in Korea.